First Time Homebuyers

Congratulations on purchasing your first home!  Your Elite Mortgage Capital Loan Consultant will be with you through the entire process making it as smooth as possible.

We offer FHA and Conventional lending programs designed specifically for First Time Homebuyers.

A Low Down Payment (3.5%)- 96.5% financing is an option for those who want to own now and take advantage of the housing market without waiting to save for a big down payment. We also allow Gift Funds from a relative to provide the 3.5% downpayment.

Buying your first home should be an exciting  time so take the anxiety and confusion out of financing it by contacting an Elite Mortgage Capital Loan Consultant. We’ll review your individual situation and ensure you are ready for settlement with a loan that is tailored perfectly for you.

There’s never been a better time.

There has never been a better time to buy a home, with low interest rates and affordability combining to make this a terrific opportunity.

If you’ve ever considered buying a home but decided that it was too big a financial risk, think again. It’s possible you haven’t considered the opportunity cost of not buying a home. For the majority us, home ownership is the single most reliable way to achieve financial security.  Without it, you may find it almost impossible to gain access to the kind of capital you’ll need to support yourself in your later years, pay for your children’s education or start a new business.